Build your own payment solution
Whether your business is simple or complex, we offer a robust set of building blocks to frame your own payment solution that will help multiply payment capabilities and reach, support growth without investments in development or infrastructure, while keeping consumers safe.
Go global by thinking local
Go beyond a single provider ability by offering all the trusted online payment methods, wherever your customers are. If you are selling internationally, you can offer different payment methods that are well-known worldwide. However, you can also accept payments methods that are considered safe in all local geographies you operate. You can define routing criteria by customer location and offer more payment processing options for your e-commerce business whilst having multiple merchant accounts.
Optimize payments for profitability
PayCore dynamically determines the optimal route based on an inherent transaction fee value. It can help to optimize all transactions and ensure lower monthly bills by orchestrating cashflows across payment providers and acquiring banks. Likewise, this allows for a transformation of all payments into local transactions, eliminating cross-border and currency conversion fees for international transactions. Our automated platform enables your non-IT staff to take full control and change any flow, add or suspend merchant accounts, and many more at any time through the web-based Dashboard.
Distribute revenue to
Using multiple merchant accounts has several benefits. At first, you can avoid revenue losses if your payment provider experiences downtime, while also it is a security against any restrictions occurring, e.g. a monthly transaction volume limit. Hence, for high-risk companies to have more than one merchant account means having a contingency strategy and processing transactions can continue as normal even if you are served immediate notice. Moreover, by distributing sales between multiple merchant account providers you are also doing the same for chargebacks, therefore lowering the chargeback ratio.
Single gateway for
Merchants who sell across the globe can benefit from having more than one online store. PayCore allows you to create different checkout pages for multiple storefronts and control them from one Dashboard. These storefronts work with the same gateway, but they can have different checkout flows, designs, layouts and routing schemes. Payment providers and acquiring banks are generally willing to distribute one merchant account per URL because of the risk factor. However, you can connect all your merchant accounts for every store to the single platform, configure routing schemes and manage them to your requirements.
dynamic currency conversion
PayCore support processing payments in literally any currency, including major cryptocurrencies so you can simply present prices in the same currency of the customer’s choice to improve sales. If you are working with multiple merchant accounts in different settlement currencies, you may avoid the need to convert them. Alternatively, you can set up rules for every currency pair conversion and choose an exchange rate source for the current rate. With PayCore, you can get live FX rates and minimise conversion fees.